VA Loans
Additional Information
VA loans are a powerful benefit for veterans, active-duty service members, and their families. Backed by the U.S. Department of Veterans Affairs, these loans make homeownership more affordable with unique advantages not found in other programs.
No Down Payment
Most VA loans don’t require a down payment, lowering the barrier to homeownership.
Low Interest Rates
VA loans often carry lower rates than conventional financing, saving you money over the life of your loan.
No Private Mortgage Insurance (PMI)
Unlike many loan types, VA loans don’t require PMI—helping reduce your monthly payment.
Flexible Qualification
VA guidelines are often more forgiving, making it easier to qualify even with less-than-perfect credit.
Lower Closing Costs
The VA places limits on what lenders can charge in closing costs, helping to reduce upfront expenses.
Support When You Need It
If you ever face challenges making payments, the VA may provide assistance to help you avoid foreclosure.
Who’s Eligible?
You may qualify if you are:
- A veteran meeting service requirements
- Currently serving in the military
- A member of the National Guard or Reserves with at least 6 years of service
- The surviving spouse of a qualifying veteran (with some conditions)
No down payment. No PMI. Lower interest.
VA loans make homeownership possible and affordable for those who have served.
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Why Choose a VA Loan?
- No Down Payment – Buy with $0 down.
- No PMI – Lower monthly payments.
- Low Rates – Save money long-term.
- Flexible Qualification – Easier credit requirements.
- Closing Cost Limits – Keep upfront costs lower.
- VA Support – Help available if financial hardship arises.
Homeownership made affordable for veterans and service members.