Pre-approval helps you understand your budget and strengthens your offer when you’re ready to buy. I work with buyers across Palm Bay, Melbourne, Viera, Rockledge, Cocoa, and surrounding Brevard County communities.
Pre-approval is a lender review of your income, assets, and credit to estimate what you may qualify for. It helps you shop with confidence and reduces surprises later in the process.
Typically we’ll review income information, available funds for closing, and credit history. I’ll let you know exactly what applies to your situation.

No pressure, just clear next steps.
Sarah E. P. Beers
Mortgage Loan Originator | NMLS #1481311
Email: sbeers@goldstarfinancial.com | Phone: (315) 573-3259
Proudly serving Florida’s Space Coast and Brevard County, including Palm Bay, Melbourne, Viera, Suntree, Indialantic, Satellite Beach, Indian Harbour Beach, Melbourne Beach, Merritt Island, Rockledge, Cocoa Beach, and Cape Canaveral.
Gold Star Mortgage Financial Group, NMLS #3446, is not an agency of the federal government and is not acting on behalf of or at the direction of HUD or FHA. Gold Star Mortgage Financial Group is an Equal Housing Lender. Programs, rates, and terms are subject to change without notice. All loans are subject to underwriting approval and terms and conditions apply.
Licensed Mortgage Loan Originator in the State of Florida.
Equal Housing Lender.
Copyright © 2025 Sarah E. P. Beers. All Rights Reserved.