Pre-approval helps you understand your budget and strengthens your offer when you’re ready to buy. I work with buyers across Palm Bay, Melbourne, Viera, Rockledge, Cocoa, and surrounding Brevard County communities.
Pre-approval is a lender review of your income, assets, and credit to estimate what you may qualify for. It helps you shop with confidence and reduces surprises later in the process.
Typically we’ll review income information, available funds for closing, and credit history. I’ll let you know exactly what applies to your situation.

No pressure, just clear next steps.
Sarah E. P. Beers
Mortgage Loan Originator | NMLS #1481311
Email: sbeers@hancockmortgage.com | Phone: (315) 573-3259
Serving Florida’s Space Coast and Brevard County, including Palm Bay and Melbourne.
Hancock Mortgage a DBA of City First Mortgage Services, LLC NMLS #3117 and is not an agency of the federal government and is not acting on behalf of or at the direction of HUD/FHA. City First is an Equal Housing Lender. Programs, rates and terms subject to change without notice. Underwriting terms & conditions apply.
Equal Housing Lender. Mortgage Loan Originator licensed in Florida.
Copyright © 2025 Sarah Beers – All Rights Reserved.